Bears vs Panthers Prediction, Picks & Odds | 13 Sep 2026

NFL Betting Preview: Bears vs Panthers

The Chicago Bears square off against the Carolina Panthers at Bank of America Stadium, with kickoff scheduled for 13:00 on Sunday, September 13.

There’s a case for backing the Bears against the spread when playing the Panthers. The line looks attractive considering you can get odds of -115 when it comes to Chicago at -3.

Chicago Bears finished the 2025 regular season with an 11-6 record, winning the NFC North before advancing to the Divisional Round of the playoffs. Their season ended with a 20-17 overtime loss at home to Los Angeles Rams at Soldier Field. The Bears finished with 417 total yards, made up of 257 through the air and 160 on the ground. They managed 23 first downs along with two touchdowns.

Carolina Panthers posted an 8-9 regular-season record in 2025, finishing top of the NFC South before losing in the Wild Card Round of the playoffs. They suffered a 34-31 home defeat against Los Angeles Rams at Bank of America Stadium. The Panthers moved the ball for 333 yards, made up of 250 through the air and 83 on the ground. They moved the chains 21 times and produced 4 touchdowns.

Head-to-Head Statistics

The Bears beat the Panthers in their last head-to-head matchup. It was a 36-10 scoreline at Soldier Field. In the previous 3 H2H meetings, the Bears have won every time.

Quarterbacks

Caleb Williams

221.5 Passing Yards

Over -114

Under -114

Bryce Young

209.5 Passing Yards

Over -114

Under -114

Bears vs Panthers Prediction & Picks

Prepare for Bears vs Panthers with our expert betting guide featuring a trusted match prediction, likely scoreline, key player props and a well-crafted bet builder.

Game Prediction

It’s fantastic to see the Bears given a -3 line on the spread at -115 as we’re expecting a bigger margin of victory in this NFL matchup.

Injuries can influence the outcome and our NFL handicappers factor that in alongside the latest form guide. We apply the same approach to the stats to build the clearest picture of how the game might unfold.

Key Bears vs Panthers stats:

• The -3 line has been covered by Bears in 3 consecutive games against Panthers.
• Panthers have lost 2 consecutive home games.
• Bears have won 6 of their last 10 road games.

Bears -3 Probability

According to the best NFL betting sites, there’s a 53.5% likelihood of our pick delivering a return. However, our cappers think that the probability is close to 60% taking all factors into consideration. It’s the reason why we are recommending this bet.

If the odds on display doesn’t appeal, you can make the choice to secure a bigger price by moving the line for your point spread pick. It’s a case of taking a view which you are happy with.

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Our Game Prediction

Bears -3 @ -115 Bet Now

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Disclosure: This preview contains affiliate links; we may earn a commission at no extra cost to you. T&Cs apply. We only recommend licensed and regulated operators. See our Editorial Policy. Pick odds and lines reflect the price available at the time of publication (Sep 11, 19:25). Live market odds are updated regularly and may differ. 18+ (or legal age) | Gamble Responsibly.

Player Prop Picks

Top Pick: Colston Loveland Anytime TD +165

The odds for Colston Loveland (Bears) to record a TD are +165. We believe there’s merit in backing him for an Anytime Touchdown Scorer prop wager, meaning we need him to punch it in.

Latest Colston Loveland Player Prop Odds

Touchdown

Anytime

+165

First

+1000

Receiving Yards

Over 53.5

-114

Under 53.5

-114

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Chuba Hubbard Over 50.5 Rushing Yards -114

The odds for Chuba Hubbard (Panthers) to go beyond 50.5 rushing yards stand at -114. We’re happy to take him to cover the Player Rushing Yards line and bettors can place this wager with confidence.

Latest Chuba Hubbard Player Prop Odds

Touchdown

Anytime

+130

First

+750

Receiving Yards

Over 9.5

-114

Under 9.5

-114

Rushing Yards

Over 50.5

-114

Under 50.5

-114

Pick odds and lines correct at publication. Live market odds are updated regularly and may differ. T&Cs apply. 18+ (or legal age) | Gamble Responsibly.

Correct Score Prediction

Bears 28 - 24 Panthers

We’ll throw a dart when it comes to the Bears claiming a 28-24 victory. This correct score prediction is available at monster odds and could be an entertaining wager to place.

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Bears vs Panthers Odds

The odds and lines below are updated regularly and may differ from the prices shown in our picks, which are captured at the time of publication.

Chicago Bears have the shortest price to win this game, with the sportsbooks giving them a 62% probability due to their -164 Moneyline betting odds. Carolina Panthers are trading at bigger odds than their opponents and they can be backed at +138.

The spread currently stands at 3 and the total points line is 46.5. The Totals offers NFL fans an alternative way of getting involved. If you want to bet Under 46.5, there are odds of -102.

You can find hundreds of team props and game lines for every National Football League matchup, with the top sportsbooks creating lots of different options. Check out the pre-game and in-game selections before placing your bets.

Moneyline

Bears

-164

Panthers

+138

Point Spread

Bears -3

-105

Panthers +3

-115

Total Points

Under 46.5

-102

Over 46.5

-120

D'Andre Swift can be backed to score a TD at any stage at -135. There is the opportunity to back the market leader to grab the first touchdown at +480.

Touchdown

D'Andre Swift (Bears)

First TD

+480

Anytime TD

-135

Chuba Hubbard (Panthers)

First TD

+750

Anytime TD

+130

Luther Burden III (Bears)

First TD

+1000

Anytime TD

+180

Colston Loveland (Bears)

First TD

+1000

Anytime TD

+165

Rome Odunze (Bears)

First TD

+1200

Anytime TD

+200

Tetairoa McMillan (Panthers)

First TD

+1200

Anytime TD

+165

Kyle Monangai (Bears)

First TD

+1200

Anytime TD

+220

Jonathon Brooks (Panthers)

First TD

+1300

Anytime TD

+220

Jalen Coker (Panthers)

First TD

+1800

Anytime TD

+290

Cole Kmet (Bears)

First TD

+2000

Anytime TD

+420

Caleb Williams (Bears)

First TD

+2200

Anytime TD

+500

Bryce Young (Panthers)

First TD

+2500

Anytime TD

+450

Darren Waller (Panthers)

First TD

+2500

Anytime TD

+430

Kalif Raymond (Bears)

First TD

+2700

Anytime TD

+650

Tommy Tremble (Panthers)

First TD

+3000

Anytime TD

+550

Xavier Legette (Panthers)

First TD

+3000

Anytime TD

+500

Jahdae Walker (Bears)

First TD

+4000

Anytime TD

+1200

Zavion Thomas (Bears)

First TD

+4000

Anytime TD

+1200

Roschon Johnson (Bears)

First TD

+4500

Anytime TD

+1500

Mitchell Evans (Panthers)

First TD

+5000

Anytime TD

+950

Jimmy Horn Jr. (Panthers)

First TD

+5000

Anytime TD

+1000

Ja'Tavion Sanders (Panthers)

First TD

+5000

Anytime TD

+950

John Metchie III (Panthers)

First TD

+5500

Anytime TD

+1000

Sam Roush (Bears)

First TD

+8000

Anytime TD

+2500

AJ Dillon (Panthers)

First TD

+8000

Anytime TD

+1800

Brycen Tremayne (Panthers)

First TD

+10000

Anytime TD

+2200

Receiving Yards

Tetairoa McMillan (Panthers)

Over 60.5

-114

Under 60.5

-114

Luther Burden III (Bears)

Over 57.5

-114

Under 57.5

-114

Colston Loveland (Bears)

Over 53.5

-114

Under 53.5

-114

Jalen Coker (Panthers)

Over 41.5

-114

Under 41.5

-114

Rome Odunze (Bears)

Over 39.5

-114

Under 39.5

-114

Xavier Legette (Panthers)

Over 18.5

-114

Under 18.5

-114

Darren Waller (Panthers)

Over 16.5

-114

Under 16.5

-114

Kalif Raymond (Bears)

Over 14.5

-114

Under 14.5

-114

D'Andre Swift (Bears)

Over 13.5

-114

Under 13.5

-114

Cole Kmet (Bears)

Over 13.5

-114

Under 13.5

-114

Tommy Tremble (Panthers)

Over 11.5

-114

Under 11.5

-114

Chuba Hubbard (Panthers)

Over 9.5

-114

Under 9.5

-114

Jonathon Brooks (Panthers)

Over 9.5

-114

Under 9.5

-114

Kyle Monangai (Bears)

Over 5.5

-120

Under 5.5

-106

Rushing Yards

D'Andre Swift (Bears)

Over 59.5

-114

Under 59.5

-114

Chuba Hubbard (Panthers)

Over 50.5

-114

Under 50.5

-114

Kyle Monangai (Bears)

Over 32.5

-114

Under 32.5

-114

Jonathon Brooks (Panthers)

Over 26.5

-114

Under 26.5

-114

Caleb Williams (Bears)

Over 19.5

-114

Under 19.5

-114

Bryce Young (Panthers)

Over 13.5

-114

Under 13.5

-114

Passing Yards

Caleb Williams (Bears)

Over 221.5

-114

Under 221.5

-114

Bryce Young (Panthers)

Over 209.5

-114

Under 209.5

-114

Micro betting provides a rollercoaster ride for NFL bettors. It can be great to enjoy the live lines, with the opportunity to wager on the Next Scoring Play. Watch the live action before deciding which way to go.

Panthers Have Won Six of Their Last Ten Home Games

The Panthers are 6-4 in their last 10 home games, averaging 23.40 points scored and 24.70 points allowed.

The Bears have a 6-4 record in their last 10 games away from home, putting up 26.00 points on average and giving up 29.60.

The Bears earned a 23-16 win over the Panthers the last time they played at Bank of America Stadium.

Last 10 Games		W-L	P	PF	PA	O47.5	U47.5
Panthers Home Stats		6-4	48.10	23.40	24.70	6	4
Bears Away Stats		6-4	55.60	26.00	29.60	6	4

• W-L = Wins-Losses
• P = Avg. Points
• PF = Avg. Points For
• PA = Avg. Points Against
• O47.5 = Games Over 47.5 Points
• U47.5 = Games Under 47.5 Points

Latest regular season and playoff games stats.

Chicago Bears Stats

Carolina Panthers Stats

Moneyline

• 6 wins and 4 defeats in the last 10 games
• 6 wins and 4 defeats in the last 10 games on the road

Moneyline

• 4 wins and 6 defeats in the last 10 games
• 6 wins and 4 defeats in the last 10 home games

Point Spread

• -3 Betting Line: Have covered the spread in 5 of the last 10 games
• -3 Betting Line on the Road: Have covered the spread in 2 of the last 10 games on the road

Point Spread

• +3 Betting Line: Have covered the spread in 7 of the last 10 games
• +3 Betting Line at Home: Have covered the spread in 7 of the last 10 home games

Total Points

• Game Totals: An average of 46.50 pts in the previous 10 games
• Game Totals on the Road: An average of 55.60 pts in the previous 10 games on the road
• Over 47.5: Covered in 4 of the previous 10 games
• Over 47.5 on the Road: Covered in 6 of the previous 10 games on the road
• Team Totals: Have scored an average of 25.00 pts and allowed 21.50 pts in the last 10 games
• Team Totals on the Road: Have scored an average of 26.00 pts and allowed 29.60 pts in the last 10 games on the road

Total Points

• Game Totals: An average of 41.00 pts in the previous 10 games
• Game Totals at Home: An average of 48.10 pts in the previous 10 home games
• Over 47.5: Covered in 3 of the previous 10 games
• Over 47.5 at Home: Covered in 6 of the previous 10 home games
• Team Totals: Have scored an average of 18.80 pts and allowed 22.20 pts in the last 10 games
• Team Totals at Home: Have scored an average of 23.40 pts and allowed 24.70 pts in the last 10 home games

Game Stats

Last 10 Games

• Total Yards: Gained 372.10 Yds. Allowed 353.00 Yds
• Rushing Yards: Gained 137.80 Yds. Allowed 127.90 Yds
• Passing Yards: Gained 234.30 Yds. Allowed 225.10 Yds
• Total Touchdowns: Scored 2.80 TD. Allowed 2.60 TD
• Rushing Touchdowns: Scored 0.90 TD. Allowed 0.90 TD
• Passing Touchdowns: Scored 1.80 TD. Allowed 1.60 TD
• Total 1st Downs: Picked up 21.70. Allowed 20.20
• Total Turnovers: Committed 1.00. Committed by opponents 1.30
• Total Penalties: Committed 5.10. Committed by opponents 5.00
• Penalty Yards: Lost 39.80 Yds. Gained 37.60 Yds

Game Stats

Last 10 Games

• Total Yards: Gained 282.70 Yds. Allowed 349.40 Yds
• Rushing Yards: Gained 96.50 Yds. Allowed 131.90 Yds
• Passing Yards: Gained 186.20 Yds. Allowed 217.50 Yds
• Total Touchdowns: Scored 2.20 TD. Allowed 2.30 TD
• Rushing Touchdowns: Scored 0.80 TD. Allowed 1.20 TD
• Passing Touchdowns: Scored 1.30 TD. Allowed 1.10 TD
• Total 1st Downs: Picked up 16.10. Allowed 21.30
• Total Turnovers: Committed 1.30. Committed by opponents 1.50
• Total Penalties: Committed 5.30. Committed by opponents 5.80
• Penalty Yards: Lost 42.70 Yds. Gained 45.90 Yds

Last 10 Games on the Road

• Total Yards: Gained 366.30 Yds. Allowed 382.90 Yds
• Rushing Yards: Gained 147.90 Yds. Allowed 146.60 Yds
• Passing Yards: Gained 218.40 Yds. Allowed 236.30 Yds
• Total Touchdowns: Scored 2.80 TD. Allowed 3.70 TD
• Rushing Touchdowns: Scored 1.20 TD. Allowed 1.20 TD
• Passing Touchdowns: Scored 1.40 TD. Allowed 2.40 TD
• Total 1st Downs: Picked up 21.30. Allowed 21.20
• Total Turnovers: Committed 0.80. Committed by opponents 1.80
• Total Penalties: Committed 7.10. Committed by opponents 5.10
• Penalty Yards: Lost 49.20 Yds. Gained 41.20 Yds

Last 10 Home Games

• Total Yards: Gained 291.60 Yds. Allowed 342.30 Yds
• Rushing Yards: Gained 138.60 Yds. Allowed 133.70 Yds
• Passing Yards: Gained 153.00 Yds. Allowed 208.60 Yds
• Total Touchdowns: Scored 2.70 TD. Allowed 2.80 TD
• Rushing Touchdowns: Scored 1.10 TD. Allowed 1.20 TD
• Passing Touchdowns: Scored 1.30 TD. Allowed 1.60 TD
• Total 1st Downs: Picked up 18.40. Allowed 19.10
• Total Turnovers: Committed 1.30. Committed by opponents 1.30
• Total Penalties: Committed 5.30. Committed by opponents 6.20
• Penalty Yards: Lost 40.20 Yds. Gained 50.10 Yds

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